Tennessee Firefighter Salary (2026) – Pay Scale, Overtime Rules, Benefits & How to Compare
Tennessee firefighter compensation should be compared using verified department-level inputs: pay scale by rank/step, schedule structure, overtime policies, and benefit deductions. This creates a clear, accurate comparison without relying on uncertain averages.
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Most important: match rank/step and schedule assumptions first. Overtime rules and deductions usually explain the real differences.
What Drives Pay in Tennessee
- Rank/step plan: probation vs top step can be a significant gap.
- Schedule design: overtime calculation and premium time rules affect annual totals.
- Overtime policy: callbacks/holdovers, assignment method, and caps shape realistic overtime.
- Benefits/deductions: retirement and healthcare contributions determine take-home pay.
Overtime and Incentives
- How overtime is assigned and typical availability
- Callback/holdover minimum paid time
- Any incentives for certifications or specialty roles (if offered)
How to Compare Two Tennessee Departments
- Match the same rank/step.
- Confirm schedule and overtime calculation method.
- Estimate realistic overtime based on policy/staffing.
- Subtract deductions.
- Compare purchasing power using local housing and commuting costs.
FAQ
Where should I verify Tennessee firefighter pay?
Use official department or city/county HR pay scales and any posted documentation covering overtime and benefits.
Why does take-home pay differ from base salary?
Benefit deductions and overtime policy differences can materially change net pay beyond the posted base salary.
